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TAB Services

Florida

Construction bookkeeping and accounting for Florida contractors.

Florida's construction market moves fast. We work with Florida contractors remotely all year, and we visit regularly to meet with clients in person.

Fast growth, thin margins

Florida's growth keeps contractors busy, and busy is when margins slip. Job costing and WIP reporting show which jobs are actually making money while you are moving fast.

Florida tax planning

Florida has no personal income tax, but that does not mean no planning. Florida taxes C corporations, so entity choice still matters, and sales and use tax on the materials you install can catch contractors off guard. We plan around both.

Storm season and cash flow

Hurricane season can bring a rush of repair and insurance work, along with slow payments and big swings in cash. Cash flow forecasting helps you take on the work without running short on payroll.

Service area

Serving contractors across Florida.

Everything we do runs in the cloud with tools like QuickBooks Online, Jobber, and Housecall Pro, so we can support your company from anywhere in the state.

  • Tampa Bay
  • Orlando
  • Jacksonville
  • Miami and South Florida
  • Fort Myers and Naples
  • Sarasota
  • Tallahassee
  • The Panhandle

Services

How we help Florida contractors.

Construction Bookkeeping

Monthly bookkeeping done the construction way: every transaction coded to the right job, accounts reconciled, and books you can trust.

  • Monthly transaction coding by job and cost code
  • Bank, credit card, and loan reconciliations
  • Accounts payable and receivable, including retainage
  • Vendor and subcontractor tracking for 1099s
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Construction Accounting & Job Costing

Accurate financials and job-level visibility, so you know which jobs make money and which ones are quietly losing it.

  • Chart of accounts and job cost codes set up for construction
  • Job costing by phase and cost type (labor, materials, subs, equipment)
  • Budget vs actual tracking on every open job
  • Monthly close and financial statement preparation
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WIP Reporting & Bonding Support

Accurate work-in-progress schedules that catch over and under billings early and give your surety and bank numbers they trust.

  • Monthly or quarterly WIP schedule built from your job cost data
  • Percentage of completion revenue recognition
  • Over and under billing analysis with adjusting entries
  • Estimated cost to complete reviews with your project managers
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Construction Tax Planning

Year-round tax strategy built for contractors, from entity structure to equipment depreciation to estimated payments.

  • Year-round tax planning and mid-year projections
  • Business and personal tax return preparation
  • Entity structure review
  • Section 179 and bonus depreciation strategy for equipment
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Fractional CFO

Executive-level financial leadership for a fraction of the cost of a full-time hire: cash flow, forecasting, KPIs, and strategy.

  • 13-week and annual cash flow forecasting
  • Annual budget and financial modeling
  • KPI dashboard reviewed with you each month
  • Profitability analysis by job, job type, and division
Learn more

Not sure where to start?

Tell us where your books are today. We will recommend the right mix, from bookkeeping only to full CFO support, with a fixed monthly price.

Reviews

What clients say.

Rated 5.0 out of 5 on Google from 5 reviews.

★★★★★

“Tab Services has been an excellent resource to Lotus Electric, and we are very glad we have decided to hire them on to do our book work. They are always on top of everything and make sure things are getting documented correctly.”

Matthew S.Lotus Electric

★★★★★

“Tyler with TAB Services has been a great help to me and my company. He always answers my questions thoroughly and quickly. Would recommend him to anyone looking for book keeping and tax help.”

Gunnar J.Google review

★★★★★

“TAB Services has been an outstanding accounting and tax firm to work with. Their team is professional, knowledgeable, and always willing to go the extra mile to make sure everything is handled accurately and on time.”

Michael J.Google review

★★★★★

“Tyler is excellent, most helpful book keeper around.”

Nathan L.Google review

★★★★★

“Excellent service! Very professional. Tyler did a fast turnaround for us. I will be back and recommend him to others.”

Bill S.Google review

Resources

Related reading.

All articles

FAQ

Florida contractors ask us.

Can a Minnesota-based firm handle my Florida books?

Yes. Your books, reports, and meetings all run online, so distance does not slow anything down. We focus only on construction, and we plan around Florida's state tax rules rather than Minnesota's.

Do Florida contractors pay state income tax?

Individuals do not, because Florida has no personal income tax. C corporations do pay Florida corporate income tax, while S corporations and most LLCs generally do not at the entity level. That makes entity choice an important part of tax planning.

How does sales tax work on construction materials in Florida?

Contractors who install materials into real property are generally treated as the final consumer, so they pay sales or use tax when they buy materials rather than charging it to the customer. Getting this wrong can be costly, so we build it into your job costing and bids.

Ready to get clear on your numbers?

Book a free 30-minute call. We will talk about where your numbers are now, where you want them to be, and whether TAB Services is the right fit.